Legal Notices, Terms of Service, Privacy Statement, Disclaimers, etc

   Blackwood Multimedia, Associates & Joint Venture Partners  (hereafter called "Company" or "Companies")

Notice: This offering is a contract between you, Buyer, and our company, Seller. These same terms apply for all transactions,
communications, etc, online and offline alike. You need to read them carefully, as, under the terms stated in this "Legal Notices" you hereby
give your irrevocable "implied consent" to these terms. You cannot participate in any manner without agreeing with these terms in whole. By
electing to participate in this offer, you are entering into a contract. You do not have to participate in any offer we make.

As an inducement to Companies to provide materials on the Internet or other methods, by using this site, inquiring from us, reading our
materials, or purchasing products or services from us, you agree to these terms and conditions. Please make sure you read this section
carefully and understand the terms and conditions herein.

By use of any information and hyper links (collectively called "Materials"), or purchase of any products or services (collectively called
"Products") communicated through this Internet Web site, list server, e-mail server, e-commerce processor, auto responders, domain name
server (collectively called "Service"), or any and ALL contacts or transactions offline or online, you  hereby acknowledge, and agree to the
following:

Companies and our dealers, associates, speakers, joint venture partners, agents and licensor's expressly do not make any warranties,
including, without limitation, guarantees of income, warranties of fitness for a particular purpose, as well warranties of accuracy,
completeness, currentness, non infringement, merchantability with respect to the Service, the Materials, or the Products provided or offered
here.

While consistent attempts have been made to authenticate information provided in this publication and to render it to high journalistic
standards, neither the Author, Publisher, nor any speaker or participant makes any claims, promises, or guarantees about the accuracy,
completeness, or adequacy of the information contained in any products or linked to or referred to. We do not assume, and hereby
specifically disclaim, any responsibility for errors, omissions, contrary interpretation, or any other matter related to the subject matter and its
rendering herein

All statements are made relying on sources believed to be reliable. The income claims speakers, presenters, authors, copywriters, customers,
clients, and others make are believed to be true, but were not verified. Your results will vary.

Neither we nor any of our dealers, associates, joint venture partners, speakers, agents and licensor's shall be liable for any direct, indirect,
incidental, punitive, or consequential loss, damage or injury of any kind whatsoever in connection with the Site, Products, or Services, even
if advised on the possibility of such  damages. Be advised: this includes accusations of spamming and unsolicited commercial email. Under
no circumstance is Blackwood Multimedia and associated companies responsible for any alleged or proven default on the part of any
provider, author, speaker, expert, supplier, or joint venture partner in any manner.

In no case shall our liability, as well as the liability of our dealers, associates, agents and licensor's, if any, arising out of any kind of legal
claim (whether in contract, tort or otherwise) in any way connected with the Site, the Service, the Material, or the Products, exceed the total
dollar amount you paid us or our dealers, associates, agents and licensor's.

All websites, products, and services are provided "as is" "with all faults" without warranty of any kind, express or implied, including, but not
limited to the implied warranties of merchantability and fitness for a particular purpose. Our company(s) does not warrant, guarantee, or
make any implications, regarding the use, or the results of the use of the websites, reports, books, products, and services, in the terms of
accuracy, reliability, currentness, or otherwise. The entire risk as to the websites and performance of the websites, copy, reports, products,
and services are assumed by you. If the websites, products, or services are defective in any way, you, not company and associates, assume
the entire risk of all necessary repair, servicing, or correction.

This is the only warrant of any kind, including express and implied, made by our company. No oral or written information, copy, or advice
given by our company shall create a warranty or in any way expand scope of this warranty, and you may not rely on such information or
advice to do so.

With every product, service, program, recommendation, etc, reasonable efforts have been made to accurately represent it and it's potential.
There is no guarantee that you will gain employment using the techniques and ideas in these materials. Examples in these materials are not to
be interpreted as a promise or guarantee of employment. The law suggests we tell you any results are atypical. Earning potential is entirely
dependent on the person using our product, ideas and techniques.

Your level of success in attaining the results mentioned in our materials depends on the time you devote to the program, ideas and techniques
mentioned, the efforts you make, and various skills. Since these factors differ according to individuals, we cannot guarantee your success or
income level.

Materials in our product and our website may contain information that includes or is based upon forward-looking statements within the
meaning of the securities litigation reform act of 1995. Forward-looking statements give our opinions, expectations, or forecasts of future
events. You can identify these statements by the fact that they do not relate strictly to historical or current facts. They use words such as
anticipate, estimate, expect, project, potential, intend, plan, believe, and other words and terms of similar meaning in connection with a
description of potential earnings or financial performance, including the statement you can do it too.

Any and all forward looking statements here or on any of our materials or websites are intended to express our opinion of employment
potential. Many factors will be important in determining your actual results and no guarantees are made that you will achieve results similar to
ours or anybody else's, in fact no guarantees are made that you will achieve any results from our ideas and techniques in our material. In
fact, because most people do nothing with the knowledge and materials they receive, they receive nothing; statistically it is likely you will fit
into the same category. One thing for sure, higher or lower, your results will vary.

You assume full responsibility for  adherence to any and all applicable laws and  regulations, including federal, state and local,  governing
professional licensing, advertising,  business practices, and all other aspects of  doing business in the United States or any  other jurisdiction
in the world. Any Materials, Products, and  offerings are void where prohibited by law. Under no circumstance is anything written or spoken
to be construed as a representation of the income you will make or a guarantee of employment. We make no guarantees of employment.

All statement, stories, research findings, etc, are derived from sources believed reliable. While all ordinary due diligence attempts have been
made to verify information provided, in any publication of any nature Companies make or offer, including books, manuals, cassettes, videos,
letters, websites, etc, neither Author, Publisher, nor Companies assume any responsibility for errors, omissions, or contrary interpretation of
the subject matter herein. We provide information products only. Any claims by outside parties have not been verified and are believed true;
they may not be representative of your experience. You may do better or worse. Your results will vary. Any perceived slights of specific
persons, peoples, organizations, or practices are unintentional.

Participant hereby releases Companies, the Program and the Principals and Speakers from, and agrees and covenants that participant will not
sue same or take any action on account of any and all claims or causes of action in connection with the Companies, Program, Products, etc.
and participant shall not hold any Course, the Companies, Program or the Principals or Speakers be liable for any punitive damages,
incidental or consequential damages whatsoever. Company's entire liability, and the purchaser's exclusive remedy, shall be a refund of the
price paid, or a replacement of the product(s), at our option. We limit all refunds and replacements to 30 days, unless otherwise expressly
stated in a specific product offering. All remedies are limited to the United States.  Participant acknowledges that the limitations of its
remedies provided for herein do not fail of their essential purpose and that it is not unconscionable for the Course, the Program and its
Principals to seek and obtain such limitations of its and their financial exposure to the Participant. To the contrary - Participant hereby
acknowledges it is sound, good, defensive business practice to seek limitations of exposure, and hereby expressly agrees to same.

Participant hereby agrees to and does indemnify Companies and any Course, the Program and its Principals and holds them, and each of
them, harmless from and will defend them against any and all claims, judgments, liabilities, expenses and damages (including attorney's fees
and costs) arising out of or in connection with any breach by Participant of its obligations, agreements of covenants hereunder, and, any acts
or omissions by Participant, its agents, representatives and employees whatsoever. Any and all claims and actions arising out of the Program,
this document, or otherwise, shall be exclusively arbitrated in Lake County, State of Ohio, in accordance with the then prevailing Rules &
Regulations of the American Arbitration Association, which proceedings shall be final and binding, and strictly confidential. Neither the
existence of such proceedings or the results thereof shall be disclosed to any third party, unless expressly required by law.

This publication (and all publications released or marketed by Companies) is designed to provide general information in regard to the subject
matter covered. It is sold with the understanding that the publisher is not engaged in rendering legal, accounting, or other professional
services. If legal, accounting, or other professional services are required, the services of an independent professional should be sought. From
a declaration of principles jointly adopted by a committee of the American Bar Association and the committee of the Publisher's Association.

The purchaser or reader of all publications assumes full responsibility for the use of said materials and information, including adherence to all
applicable laws and regulations, federal, state, and local, governing professional licensing, business practices, advertising, and all other
aspects of doing business in the United States or any other jurisdiction in the world. No guarantees of income are made. Publisher reserves
the right to make changes. You do not have to accept these terms, you can reject any offer we make and leave the site, return the product
for a refund, cancel all mailings, etc. Be advised: the Author, Publisher, and Companies assume no responsibility or liability whatsoever on
the behalf of any purchaser or reader of these materials.

Appropriate Use of Services

Companies provide certain Services, and make no effort to edit, control, monitor or restrict the content of data other than as necessary to
provide such Services. You are responsible for your own content.

You agree that you will not distribute, electronically transmit or display any materials in connection with use of Company's Services which:
violate any state, federal or foreign laws or regulations; infringe on any intellectual property rights (e.g., copyright, trademark, patent or other
proprietary rights) of any party; are defamatory, slanderous or trade libelous; are threatening or harassing; are discriminatory based on
gender, race, age and this includes NO pornography of any kind; that promote hate; that violate any Company's policy posted on Company's
Site; or contain viruses or other computer programming defects which result in damage to any party.

By purchasing products or services you hereby agree not to copy, redistribute, auction or resell any of our products or services either online
or in public with express written permission from Blackwood Multimedia.

No "Spam". You shall not use the Services for chain letters, junk mail, spamming, or any use of distribution lists to any person who has not
given specific permission to be included in such a process. You shall not engage in any unsolicited email practices in relation to Company's
services, equipment, materials, etc.

Termination. Companies may, in Company's sole discretion, immediately terminate any agreement, license, or service without remedy if you
engage in any of the foregoing or if you violate any terms of service in any manner. You are hereby advised that you have no recourse.

Copyright

Unless where indicated otherwise, copyright for all materials © Blackwood Multimedia, all rights reserved worldwide. By submitting
unsolicited Material submitted through the Service or to any email, you agree that such material enters our copyright, unless indicated or
agreed upon otherwise, and can and may be used in Company's educational and marketing efforts..

No translation or reproduction, either electronically or mechanically, permitted except in cases where previous express permission has been
granted which includes full and proper credits, without express written permission from Companies. Any violation of our copyrights, patents
or trademarks will be quickly prosecuted to the fullest extent of the law.

Privacy Statement

For each visit to our Web site, our Web server automatically recognizes only the visitor's IP address, but not the e-mail address, unless the
visitor volunteers their e-mail address to us by filling out a Web form.

We may electronically collect the e-mail addresses of those who post messages to our discussion forums, of those who complete online web
forms, of those who communicate with us via e-mail, of those who may make postings to our chat areas.

We aggregate information on what pages and other resources users access or visit, as well as user-specific information on what pages users
access or visit, and information volunteered by the user, such as survey information, web form content and/or site registrations.

The information we collect is used to improve the content of our Web site, used to notify users about updates to our Web site and used by
us to contact user for marketing purposes target to users' specific needs.

If you do not want to receive e-mail from us in the future, please let us know by responding to any system e-mailing by clicking on the link
at the bottom. This will remove your e-mail address from our databases and Web site. This also includes removal from e-zine mailings.

We respect your privacy. We do not share or rent our email or mailing list information with other companies or marketers. We specifically
disclaim responsibility for accidental or intentional misuse of information by ourselves or any 3rd party. Also we may disclose information
when we are legally compelled to do so or to protect site owner's rights.

If you supply us with your email or any other contact info or address you may receive periodic mailings from us with information on new
products and services or upcoming events. You hereby certify you express OPT-IN permission to the same. If you do not wish to receive
such mailings, please let us know by responding to the remove link included with each system e-mailing. You will be removed in due time.

Changes in Legal Terms of Use

These terms of use are subject to change at any time, without notice. All changes to these Terms of Use are published here; we encourage
you to check back often for the latest version of this page.  Publisher reserves the right to make changes. All changes are retroactive to
include all previous encounters and transactions.

General Provisions

Product prices and availability: The price charged for every product sold under this program will be determined by Companies according to
pricing policies. In case of any price discrepancies, the price charged to the customer will always be the price listed on web page.  Product
availability can change, and Company will present the best information available to all sponsoring sites and its clients regarding course
availability.

Website service interruption: Companies  will make every effort to keep their website(s) operational. However, certain technical difficulties
may, from time to time, result in temporary service interruptions. Customer, Client, Prospect, Surfer, Participant agrees not to hold
Companies liable for any of the consequences of such interruptions.

Miscellaneous: From time to time Companies and individuals or other companies enter into agreements. Parties hereby agree that said
individuals and companies are  independent contractors and nothing in this agreement is intended to or will create any form of partnership,
joint venture, agency, franchise, sales representative or employment relationship between the parties. Participant shall not assign this
Agreement, by operation of law or otherwise, without the prior written consent of  Companies. Subject to the foregoing restriction, this
agreement is binding upon, insures to the benefit of and is enforceable by the parties and their respective successors and assigns.  Titles are
used here as guidelines, and have no legal significance, and cannot be cited as evidences. This agreement is written in English, which is to be
the official language of the contract's text and interpretation.

Construction and Interpretation. This agreement shall be governed and construed by the laws of the State of Ohio. The situs for all actions is
Cleveland OH. All provisions of this Agreement are intended to be interpreted and construed in a manner to make such provisions valid, legal
and enforceable in a court of law. If, for any reason, a provision is declared illegal or unenforceable, the remainder of this Agreement shall
not be affected thereby and shall be interpreted so as to give full effect to the intent of this Agreement. The provisions of this Agreement
shall be enforceable notwithstanding the existence of any claim or cause of action of Companies against Individual/company or against
Individual/company, whether predicated on this Agreement or otherwise.

Assignment. Company may assign its rights under this Agreement and this Agreement shall inure to the benefit of the successors and assigns
of Company, and shall be binding upon Affiliate Partner, its heirs, executors, administrators, guardians, and permitted successors and
assigns. Affiliate Partner may not assign its rights or obligations under this Agreement without the advance written consent of Company,
which consent may be withheld or conditioned by Company in its sole discretion.

Entire Agreement and Amendment. This Agreement represents the entire understanding of the parties with respect to the specific matter of
this Agreement and supersedes all previous understandings, written or oral, between the parties with respect to the subject matter. Headings
are for convenience only, and not for interpretation of Agreement. Failure by Company or Affiliate Partner to insist upon the other party's
compliance with any provision in this Agreement shall not be deemed a waiver of such provision.  

Shipping Policy

Every effort will be made to expedite orders immediately.  At the very minimum, all orders will be shipped within 30 day of receipt of
payment for mail order and upon validation for credit card orders unless shortage of product occurs.  In which case orders will be expedited
upon arrival of replacement product.

All orders are shipped via U. S. Priority mail unless otherwise requested.  All orders are tracked and documented.  Delivery times vary
depending upon geographical location.

Return and Refund Policy

Within thirty days of receiving product(s) the purchaser may elect to return the product(s) for a refund.  The conditions of the refund are as
follows:  The request for a refund must be in writing (or Email) within thirty days of receiving the product(s) and a return request number
must accompany the returned product(s). All outgoing orders shall be tracked and documented via the U. S. Postal system (unless another
shipping method is requested) to verify the product was received on a specific date.  The product(s) must be returned in "like new" resalable
condition.  Any evidence of illegal copying or duplication will be reported and investigated by law enforcement and those guilty of
unauthorized reproduction will be prosecuted to the fullest extent of the law.

Credit card refunds will be expedited by Blackwood Multimedia within 5 to 7 business days.  The refund credit time line varies from one
credit card company to another so actual return of cash or credit could take longer to be received.  Contact the specific credit card company
for further details.

Downloaded products, unless defective, cannot be refunded due to the unverifiable ability to determine they were either copied or deleted.  If
deemed defective, a the product will be replaced, at no additional cost, with a physical of the product to satisfy the customer's needs..
Personal mentoring services once used cannot be refunded.  Telephone coaching shall be provided for 12 consecutive months following
receipt of payment or validation of credit card and may only be extended at the discretion of Blackwood Multimedia. Unused telephone
coaching sessions may not be transferred and any used balance will not be refunded as the purchaser has elected not to use them.

Company(s) reserves all rights not herein expressly granted.

Children's Privacy

We do not knowingly collect personal information from children under the age of 18. If we learn that we have personal information on a
child under the age of 18, we will delete that information from our systems. We encourage parents to go online with their kids. Here are a
few tips to help make a child's online experience safer:

Teach kids never to give personal information, unless supervised by a parent or responsible adult. Includes name, address, phone, school, etc.
Know the sites your kids are visiting and which sites are appropriate.
Look for Web site privacy policies. Know how your child's information is treated.
Visit the FTC's site for more tips on protecting children's privacy online.
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YOU ACKNOWLEDGE THAT THIS AGREEMENT CONSTITUTES A "WRITING", YOU ARE FULLY COMPETENT TO CONTRACT
IN YOUR OWN NAME, HAVE READ THIS AGREEMENT, HAVE HAD AN OPPORTUNITY TO CONSULT WITH YOUR OWN LEGAL
ADVISORS IF YOU SO DESIRED, AND AGREE TO ALL THE TERMS AND CONDITIONS SET FORTH HEREIN. YOU AGREE THAT,
IN INTERPRETING THIS AGREEMENT, NO WEIGHT SHALL BE PLACED UPON THE FACT THAT THIS AGREEMENT HAS BEEN
DRAFTED BY US, AND YOU SHALL NOT ASSERT THAT THIS AGREEMENT IS UNENFORCEABLE OR INVALID ON THE
GROUNDS THAT IT IS A CONTRACT OF ADHESION, THAT IT IS UNCONSCIONABLE OR ANY SIMILAR THEORY. YOU
UNDERSTAND THAT WE MAY AT ANY TIME (DIRECTLY OR INDIRECTLY) SOLICIT CUSTOMER REFERRALS ON TERMS
THAT MAY DIFFER FROM THOSE CONTAINED IN ANY OFFER, IN THIS AGREEMENT, THAT WE MAY HAVE "MIGRATED"
OFFERS, OR OPERATE WEB SITES THAT ARE SIMILAR TO OR COMPETE WITH YOUR WEB SITE. YOU HAVE
INDEPENDENTLY EVALUATED THE DESIRABILITY OF RESPONDING TO ANY OFFER, PURCHASING ANY PRODUCT,
PARTICIPATING IN ANY PROGRAM, AND VISITING ANY WEBSITE, AND ARE NOT RELYING ON ANY REPRESENTATION,
GUARANTEE OR STATEMENT OTHER THAN AS SET FORTH IN THIS AGREEMENT.
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